If your illness attack at age 50, 49 years old is the best time.
If your illness attack at age 40, 39 years old is the best time.
"IF YOU KNOW WHEN IT COME" Can you find out??
如果50岁生病，那么49岁买保险最划算
如果40岁生病，那么39岁买保险最划算
“如果你可以知道几时生大病的话” 你可以吗？
其实马上买才是最划算！
So, when does it make sense to get life insurance?
While You’re YoungOne major factor in calculating life insurance costs is your age – the younger you are when you apply, the lower the monthly rates will be for the entire term. So if you need it, buying life insurance while you’re young (in your 20s and 30s) can save you thousands of dollars.
While You’re HealthyNot only is it cheaper to buy life insurance when you’re younger, but people tend to be in better health when they are younger, too. Your health condition is another primary factor in the cost of coverage. When applying for life insurance, people are evaluated differently if, for instance, they are obese, smoke, or have high blood pressure.
As you age, there is a greater risk of developing a chronic health issue, including diabetes, cancer, and heart disease. If a serious medical condition arises or you are diagnosed with a terminal illness, you may not be able to get coverage at all. You can avoid that problem by getting your life insurance in place before any of these conditions develop.
When You Have a Life ChangeAs you live your life, changes can take place: you might get a promotion at work, start having kids, get married or divorced, or buy a new home. These life events are a perfect time to consider buying or adjusting your life insurance to cover new needs. And you can be proactive if you anticipate any life changes ahead, since looking into insurance early can save money. Read more about other life changes and who needs (or may not need) life insurance.
ConclusionIn short, it is great to get life insurance are while you are young, while you are healthy, and when you have a new life event.
