Monday 6 May 2024

Free Double Up Medical - 免费双倍升级医药卡 - May 2024


 
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- Free Insurance Quote 免费保单估计
- Insurance Agent Consultation 保险经纪资讯服务
- Medical Card advise 医药卡资讯
- Life Insurance Plan 人寿保障计划
- Will & Trust Planning 遗嘱信托规划
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Saturday 9 March 2024

Great Eastern Kiddo Express Programme - Express Hospital Admission for Kids


Official Info 
GE Kiddo Express Programme

Allow parents hassle free to admit their children to the hospital for treatment.


Frequently Asked Questions (FAQ)

Q1. What is Kiddo Express Programme?
A1. This Programme aims to facilitate hassle-free admission and discharge for Life Assured aged 12 and below to the ward without having to wait for Guarantee Letter (GL) processing, subject to policy terms and conditions.

Q2. What are the coverable diagnoses under Kiddo Express Programme?
A2. The treating doctor will determine if the Life Assured’s condition falls under the ten (10) coverable diagnoses. The 10 coverable diagnoses are:
(1) Bronchitis 支气管炎
(2) Bronchiolitis 
细支气管炎
(3) Cellulitis 
蜂窝织炎
(4) Dengue 
蚊症
(5) Food poisoning/ Acute gastroenteritis 
食物中毒 / 急性肠胃炎
(6) Hand foot mouth disease (HFMD) 
手足口病
(7) Influenza 
流感
(8) Pneumonia 
肺炎
(9) Upper and/ or lower respiratory infections 
上呼吸道和/或下呼吸道感染
(10) Viral fever 
病毒引发的发烧
Please note that any other diagnoses are NOT entitled for this Programme.

Q3. What condition(s) is NOT coverable under the Kiddo Express Programme?
A3. (i) Underlying or suspected congenital diseases or malignancies (ii) Suspected or confirmed COVID-19 Infection (iii) Dental-related condition(s) (iv) Condition diagnosed within one hundred and twenty (120) days of policy inception, pre-existing or non-disclosure prior to policy inception.

Q4. What is the criteria for deciding eligibility of Kiddo Express Programme?
A4. In general, eligibility is based on policy status with up-to-date premium, policy duration >120 days, sufficient medical limit and without member’s exclusion which varies from case to case. Hospital can assess the Life Assured’s eligibility through the Great Eastern Portal.  

Q5. How to apply for the Kiddo Express Programme and what is the process involved in this Programme?
A5. Once the treating doctor confirms that the Life Assured requires admission, the Hospital will assess the Life Assured’s eligibility for this Programme through the Great Eastern Portal. If deemed eligible and the condition falls under the 10 coverable diagnoses, the Hospital will obtain consent from the parent or guardian by having them to sign a form agreeing the Programme terms and conditions. Subsequently, the Hospital will promptly arrange Life Assured’s admission to the ward without waiting for GL processing. Please note that admission to ward is subject to bed availability.

Q6. How does this Programme impact the Life Assured and agency?
A6. This Programme will facilitate hassle-free admission and discharge for eligible Life Assured aged 12 and below to the ward without having to wait for GL processing. Our objective is to reduce parental anxiety associated with long waiting times and enhance the overall experience for our valued Life Assured during their hospitalization at our Preferred Hospitals.

Q7. What if the Life Assured is not eligible for the Programme or the parent/ guardian is NOT keen to participate in the Programme?
A7. Following our current practice, the Hospital will submit GL request. We will promptly review, process and provide the Hospital with the status update.

Q8. What if the treatment cost exceeds the initial guarantee amount of RM10,000?
A8. If the ongoing cost exceeds the initial guarantee amount, the Hospital will request for a Top-Up GL as per our current process.

Q9. Is this Kiddo Express Programme applicable to other age groups?
A9. No. This Programme is only applicable to Life Assured aged 12 and below at the moment until further notice.  

Q10. Why are some of the panel hospitals not in the list?
A10. This Programme is exclusively for Life Assured seeking treatment in our Preferred Hospitals. Please note that this initiative is only applicable for GELM individual life policies.  

=====================
LIST OF PARTICIPATING PREFERRED HOSPITALS
=====================

W.P Kuala Lumpur
 1. Columbia Asia Hospital, Setapak
 2. Prince Court Medical Centre

Selangor
 1. Assunta Hospital
 2. Beacon Hospital** Not participating kiddo express as they do not accept pediatric patient for non-cancer treatment
 3. Bukit Tinggi Medical Centre
 4. Columbia Asia Hospital, Bukit Rimau
 5. Columbia Asia Hospital, Cheras
 6. Columbia Asia Hospital, Klang
 7. Columbia Asia Hospital, Petaling Jaya
 8. Columbia Asia Hospital, Puchong
 9. KPJ Damansara Specialist Hospital 2
 10. Sri Kota Specialist Medical Centre
 11. Subang Jaya Medical Centre
 12. Sunway Medical Centre

Negeri Sembilan 
 1. Columbia Asia Hospital, Seremban

Pahang
 1. Kuantan Medical Centre

Melaka
 1. Mahkota Medical Centre
 2. Pantai Hospital, Ayer Keroh

Johor
 1. Columbia Asia Hospital, Iskandar Puteri
 2. Columbia Asia Hospital, Tebrau
 3. KPJ Johor Specialist Hospital
 4. Pantai Hospital, Batu Pahat
 5. Regency Specialist Hospital

Pulau Pinang
 1. Island Hospital
 2. Loh Guan Lye Specialist Centre
 3. Sunway Medical Centre Penang

Perak
 1. KPJ Ipoh Specialist Hospital

Kedah
 1. Kedah Medical Centre

East Malaysia
 1. KPJ Sabah Specialist Hospital – Sabah
 2. Borneo Medical Centre, Kuching – Sarawak


请不要在风雨来临时才想到当初你所拒绝的——保险
WhastApp now 👇🏻🙂:
Mr Tai https://wa.link/xte968
Ms Lee https://wa.link/synfv9

Buying insurance cannot change your life but it prevents your lifestyle from being changed
顾问给建议 您来做决定 - 『留爱、不留债』

👇🏻做个网络调查,完成后截图给我索取免费咖啡☕
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Great Eastern Kiddo Express Programme 大东方儿童快速通道计划 - 中文版

 
资料以官方链接为准 :
GE Kiddo Express Programme 儿童快速通道计划
让家长们可以安心快速地让孩子入住医院接受治疗



孩子生病最烦心的就是父母。
去医院就是希望孩子在确诊病情后可以快速住院安顿下来。
为此大东方人寿医药卡与深度合作的医院推出:
儿童快速通道计划,解决父母的担忧。


常见提问 FAQ 解答:

Q1. 什么是儿童快速通道计划该计划旨在为12岁及以下的被保险人提供无需等待担保函(GL)处理的住院和出院便利,前提是符合保单条款和条件。

Q2. 可覆盖诊断治疗医生将确定被保险人的状况是否属于十种可覆盖诊断之一。这十种诊断包括:

1. Bronchitis 支气管炎
2. Bronchiolitis 细支气管炎
3. Cellulitis 蜂窝织炎
4. Dengue 蚊症
5. Food poisoning 食物中毒/ Acute gastroenteritis 急性肠胃炎
6. Hand foot mouth disease (HFMD) 手足口病
7. Influenza 流感
8. Pneumonia 肺炎
9. Upper and/ or lower respiratory infections 上呼吸道和/或下呼吸道感染
10. Viral fever 病毒引发的发烧


Q3. 不可覆盖条件不可覆盖的情况包括:
潜在或怀疑的先天性疾病或恶性肿瘤、怀疑或确认的COVID-19感染、牙科相关状况、保单生效后120天内诊断出的状况、既往病史或保单生效前未披露的状况。

Q4. 资格判定标准
一般而言,资格判定基于保单状态、最新缴费、保单持续时间超过120天、足够的医疗限额以及个案不同的成员排除情况。医院可以通过大东方门户网站评估被保险人的资格。

Q5. 如何申请Kiddo Express计划,该计划的流程是什么?
一旦治疗医生确认被保险人需要住院,医院将通过大东方门户网站评估被保险人是否符合该计划的资格。如果被认为符合条件且病情属于10种可覆盖诊断之一,医院将征得父母或监护人的同意,让他们签署一份同意计划条款和条件的表格。随后,医院将迅速安排被保险人入住病房,无需等待担保函处理。请注意,入住病房视床位情况而定。

Q6. 该计划对被保险人和代理机构有何影响?
该计划将为12岁及以下的符合条件的被保险人提供无需等待担保函处理的住院和出院便利。我们的目标是减少家长因长时间等待而产生的焦虑,并提升我们尊贵被保险人在我们指定医院住院期间的整体体验。

Q7. 如果被保险人不符合该计划,或者父母/监护人不愿参加该计划怎么办?
根据我们目前的做法,医院将提交担保函请求。我们将迅速审查、处理并向医院提供状态更新。

Q8. 如果治疗费用超过了RM10,000的初始担保金额怎么办?
如果持续费用超过了初始担保金额,医院将按照我们目前的流程请求补充担保函。

Q9. Kiddo Express计划适用于其他年龄段吗?
不适用。目前,该计划仅适用于12岁及以下的被保险人,直至另行通知。

10. 为什么一些医院不在名单中?
该计划专门针对在我们指定医院接受治疗的被保险人。

请注意,此举仅适用于大东方人寿(马来西亚)有限公司的个人寿险政策。


参与大东方儿童快速通道计划的 Preferred 医院
注意,标志** 的没参与,因为他们不接受非癌症治疗的儿科患者。
资料以3月10日2024为准。



LIST OF PARTICIPATING PREFERRED HOSPITALS

W.P Kuala Lumpur
 1. Columbia Asia Hospital, Setapak
 2. Prince Court Medical Centre

Selangor
 1. Assunta Hospital
 2. Beacon Hospital** Not participating kiddo express as they do not accept pediatric patient for non-cancer treatment
 3. Bukit Tinggi Medical Centre
 4. Columbia Asia Hospital, Bukit Rimau
 5. Columbia Asia Hospital, Cheras
 6. Columbia Asia Hospital, Klang
 7. Columbia Asia Hospital, Petaling Jaya
 8. Columbia Asia Hospital, Puchong
 9. KPJ Damansara Specialist Hospital 2
 10. Sri Kota Specialist Medical Centre
 11. Subang Jaya Medical Centre
 12. Sunway Medical Centre

Negeri Sembilan
 1. Columbia Asia Hospital, Seremban

 Pahang
 1. Kuantan Medical Centre

Melaka
 1. Mahkota Medical Centre
 2. Pantai Hospital, Ayer Keroh

Johor
 1. Columbia Asia Hospital, Iskandar Puteri
 2. Columbia Asia Hospital, Tebrau
 3. KPJ Johor Specialist Hospital
 4. Pantai Hospital, Batu Pahat
 5. Regency Specialist Hospital

Pulau Pinang
 1. Island Hospital
 2. Loh Guan Lye Specialist Centre
 3. Sunway Medical Centre Penang

Perak
 1. KPJ Ipoh Specialist Hospital

Kedah
 1. Kedah Medical Centre

East Malaysia
 1. KPJ Sabah Specialist Hospital – Sabah
 2. Borneo Medical Centre, Kuching – Sarawak


如果你曾经有过买保险的念头,这已经是全家人的福音了,因为它体现了你的责任和担当!所以,请把这个念头付诸行动,别让你对家人的爱只停留在想法上,爱要走心,更要行动!

请不要在风雨来临时才想到当初你所拒绝的——保险
WhastApp now 👇🏻🙂:
Mr Tai https://wa.link/xte968
Ms Lee https://wa.link/synfv9

Buying insurance cannot change your life but it prevents your lifestyle from being changed
顾问给建议 您来做决定 - 『留爱、不留债』

👇🏻做个网络调查,完成后截图给我索取免费咖啡☕
https://forms.gle/sQPg11DdEcZ3CVQL8
𝗙𝗼𝗹𝗹𝗼𝘄 𝗧𝗲𝗹𝗲𝗴𝗿𝗮𝗺 𝗖𝗵𝗮𝗻𝗻𝗲𝗹
https://t.me/LTLifeFinancial

#大东方人寿保险 #房屋贷款保险 #储蓄计划 #遗嘱 #医药卡
#LTLifeFinancial #GreatEasternLife #MedicalCard #儿童医药卡

Friday 16 February 2024

这两种时候人会最想要买保险!


饿过才知道食物的美味
渴过才知道水源的珍贵

我想说对于保险的认识也是一样的,只有遇到大病和意外风险的时候,才会意识到保险的重要性。那么人在什么时候买保险的念头最强烈?😟

第一,已经不具备保险资格的时候
20岁:没钱买保险,还不如换个苹果手机
30岁:保险好贵啊,先给娃买奶粉吧!
40岁:保险咋更贵了?先还房贷吧!
50岁:保险太贵了吧!还不如去理理财!
60岁身体机能不好保险公司不收了。
这个时候才惊讶:医药费这么贵?一辈子的公积金只能送医院不能花?

第二,看到别人出事的时候
1、在医院门口排队给钱的时候。有的家人得病掏空了家底。有的病人需要家人牺牲工作赚钱的时间来照顾。你意识到如果有保险,他们或许可以少点压力、轻松点病人更好康复。

2、看到车祸的新闻胆战心惊,顶梁柱深夜拉货只为多赚点钱,没想到车毁人亡,留下家中妻儿老小以泪洗面;有那么一瞬间,你意识到意外是那么突然且残酷。

3、体检报告到手后,发现指标一个接一个逼近临界点;有那么一瞬间,你意识到是不是需要给自己和家人买一份重疾险。

当意外和疾病突如其来,银行、股票、基金……不会一次性拿出高于本金几倍甚至几十倍几百倍的钱给你,那是你的本金。
唯独保险,将一次性给你超过所交保费几十成百倍的保额,挽救陷入绝望边缘的全家人,这一点是任何理财项目都无法做到的!

如果你曾经有过买保险的念头,这已经是全家人的福音了,因为它体现了你的责任和担当!所以,请把这个念头付诸行动,别让你对家人的爱只停留在想法上,爱要走心,更要行动!

请不要在风雨来临时才想到当初你所拒绝的——保险
WhastApp now 👇🏻🙂:
Mr Tai https://wa.link/xte968
Ms Lee https://wa.link/synfv9

Buying insurance cannot change your life but it prevents your lifestyle from being changed
顾问给建议 您来做决定 - 『留爱、不留债』

👇🏻做个网络调查,完成后截图给我索取免费咖啡☕
https://forms.gle/sQPg11DdEcZ3CVQL8
𝗙𝗼𝗹𝗹𝗼𝘄 𝗧𝗲𝗹𝗲𝗴𝗿𝗮𝗺 𝗖𝗵𝗮𝗻𝗻𝗲𝗹
https://t.me/LTLifeFinancial

#大东方人寿保险 #房屋贷款保险 #储蓄计划 #遗嘱 #医药卡
#LTLifeFinancial #RHBTrustees #GreatEasternLife #MedicalCard

保险概念之【备胎】

Thursday 11 January 2024

有病都可以申请生效的人寿保险 - Great Life Gift 美满 人生佳礼

我们常说世界上没有后悔药。
我见过不少人因为健康状况申请不到保险。
现在... 后悔药来了。人会珍惜吗?
给错过的人一个投保的机会,任何满18岁到65岁的都可以申请。

不需要体检的人寿保单!
No medical underwriting needed!

吸烟一样价钱!
有癌症可以买!
有糖尿可以买!
心脏病可以买!
高危工可以买!
买不到保险的可以买!
✅ 100% 死亡或完全及永久残废
✅ 200% 意外死亡
✅ 300% 因乘搭公共交通工具而意外身亡
✅ 400% 因在马来西亚以外地区发生意外而死亡
✅ RM5,000 丧亲利益
✅ 200% 因蚊症疾病因素而导致死亡
✅ 每5年生存利益
✅ 全球性的特别支援
请联系以获得 Official Quotation 正式估价单 WhastApp now 👇🏻🙂:
- Free Policy Review & Quote 免费保单分析及估价
- Business Keyman Insurance 商务保险资讯服务
- Medical Card advise 医药卡咨询
- Income Replacement Plan 收入保障计划
- Will & Trust Planning 遗嘱信托规划
Telegram 财务保障资讯分享















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